Perfinova — Your financial life, beautifully clear.
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Personal finance, built for Mac

Your financial life,
beautifully clear.

A private, local‑first finance app that lives entirely on your Mac. No bank logins. No cloud. No subscription. Free, forever.

Download free
Perfinova running on a MacBook Air
Free forever No bank logins No cloud Stays on your device

Know where you are.
See where you're going.

Stop comparing yourself to everyone else. Perfinova keeps you focused on the only comparison that matters — where you are today versus where you want to be tomorrow.

Your roadmap. Your pace. Your future.

A complete financial picture.

Six tools that work as one — so your whole financial life finally fits on a single screen.

Net worth, tracked daily

Daily snapshots show momentum with month‑ and year‑over‑year change.

Budgets that keep you honest

Calm blue when you're on plan. Red the second you're over.

Investments, priced live

Holdings refresh with delayed market quotes — gains roll straight into net worth.

↑ 18.4%

A clear path out of debt

Add a little extra principal and watch the months — and interest — disappear.

Reports that tell the story

Net worth, income vs. expenses and category trends — in clean, printable charts.

Every dollar, categorized

Smart rules sort each transaction automatically — set them once and forget it.

Housing Dining Groceries Travel
Ask AI · 100% local

Ask anything about your money.

“How much did I spend on dining last month?” Get answers in plain English — and proactive alerts before things go off track.

Am I on track for my emergency fund?
Yes — you're 82% there, on pace to finish by September with $3,200 to go.

Privacy

Your data never
leaves your Mac.

No bank credentials. No cloud account. No telemetry. Everything you import stays in a local file on your machine — exactly where it belongs.

Bank credentials
Never requested
Cloud sync
Never happens
Telemetry
Zero, always
Data sold or shared
Never
Internet
Fully optional
Subscription
None, ever

Free. Forever.
No catch.

No trials, no upsells, no ads, no “premium” tier hiding the good parts. The whole app, free, because your financial clarity shouldn't have a price tag.

Start your journey today.

Download Perfinova and see your whole financial life in about fifteen minutes.

Download Perfinova Free on the Mac App Store · No account required